Hometest

You Might be Vulnerable Today

POLICY AUDIT

  • “Almost 50% of all home insurance policies we reviewed uncovered the possibility homeowners might receive nothing if they made a claim.”

    HomeGuard
  • “Haven’t had a phone call from our Broker in 13 years to update. HomeGuard reviewed my home policy and discovered the possibility we might receive zero payment if we made a claim.”

    Home Owner
  • “I had a sewer backup claim of $75,000. My coverage was only $15,000, so I’m out-of-pocket $60,000. Now I know why my premium was so cheap.”

    Sewer Backup Victim
  • “After taking the changes you suggested to my Broker, I saved $434 on my premium. They should have done this themselves years ago. I’ve been ignored.”

    Home Owner

What Can I Gain by Doing This?

  • Ensuring you are properly protected may save you tens of thousands of dollars – Don’t assume.
  • Recover your family’s normal life by ensuring you are reimbursed faster with less stress negotiating with the insurance company
  • Ensure you are receiving credit for all potential discounts.
  • Ensure the premium you pay is fair. When were you last shopped by your insurance person? – Don’t assume.

HOME INVENTORY

  • “My basement was destroyed by the fire. When we identified the remains of my new 4K television, the Adjuster said he’d give me $100 for it. My receipts were gone.”

    Fire Victim
  • “Three years later, I’m still recalling items I didn’t get reimbursed for because I had no inventory.”

    Burst Water Valve, $900,000 Claim
  • The largest single asset in your life is likely your house. The second largest may be your house contents. How do you know you’re protected properly?

What Can I Gain by Doing This?

  • Tens of thousands of dollars by immediately identifying the quantity and quality of what is gone.
  • Recovering my family’s normal life much quicker by spending less time living in temporary accommodations and everything that comes with it.
  • Reduced stress of having to remember and justify to the insurance company what is missing.

Learn how professionals are using Policy Audits to secure new clients

FINANCIAL PLANNERS

Want more referrals?

“I gave a HomeGuard insurance Policy Review to a client. They were so impressed, I closed a friend they referred to me.”

– Financial Planner, Toronto

What Can I Gain by Doing This?

  • Close more business
  • Differentiate yourself from your competitors
  • Earn the opportunity to ask for referrals, and receive them
  • Give back to clients, prospects, referral partners and people you want to impress
  • Show you care even more

REALTORS

Want more listings?

“I was one of three Realtors interviewed for a new listing. The client chose us because of the unbiased insurance education from HomeGuard.You can’t beat this investment!”

– Realtor

What Can I Gain by Doing This?

  • Close more business
  • Differentiate yourself from your competitors
  • Earn the opportunity to ask for referrals, and receive them
  • Give back to clients, prospects, referral partners and people you want to impress
  • Show you care even more

LIFE INSURANCE Advisors

Want more referrals?

“My job is to help people reduce their financial risk if they can’t earn an income. A home insurance Policy Review helps to reduce personal financial risk for my clients.”

– Life Insurance Advisor

What Can I Gain by Doing This?

  • Close more business
  • Differentiate yourself from your competitors
  • Earn the opportunity to ask for referrals, and receive them
  • Give back to clients, prospects, referral partners and people you want to impress
  • Show you care even more